Prominent cryptocurrency influencer Amonyx recently shared a significant update on X, highlighting a major advancement involving Ripple, SWIFT, and XRP.

According to an image of a Google search attached to his tweet, Ripple’s alignment with ISO 20022 standards has notably strengthened XRP’s role as a bridge currency in international finance.

The post further states that “the integration with SWIFT via PaymentSafe allows for a seamless and cost-effective solution to common challenges in cross-border payments, such as high fees and slow processing times.”

This development marks an important step forward in Ripple’s ongoing efforts to modernize and optimize global financial infrastructure. By working through EastNet’s PaymentSafe, a platform known for facilitating secure and compliant transactions, Ripple is effectively enhancing its interoperability with SWIFT, the world’s largest network for cross-border payments.

This integration targets the traditional problems faced by banks and financial institutions, namely the excessive costs and long delays typically associated with international transactions.

Industry Reaction and Broader Implications

The announcement has captured attention within the crypto community, with influential voices weighing in on the significance of this partnership.

CryptoDecrypter, a well-known commentator on X, added context to Amonyx’s post, stating, “A true bridge asset must solve real-world inefficiencies — not just hype. XRP aligning with SWIFT compliance and cross-border processing solutions is exactly the kind of move that rewrites the rules.”

CryptoDecrypter’s commentary backs the sentiment that practical, scalable solutions will ultimately determine which digital assets achieve mass adoption in the evolving global financial system.

CryptoDecrypter encouraged followers to stay informed, suggesting that ongoing updates about this situation could reveal even deeper layers of collaboration and innovation between Ripple and SWIFT.

Technical Alignment and Future Prospects

Ripple’s move to ensure ISO 20022 compliance is foundational to its current strategy. ISO 20022 is a global messaging standard increasingly adopted by major financial institutions to enable richer and more consistent data in payment processing.

By adhering to this standard and partnering with services like PaymentSafe, Ripple has positioned XRP as a natural choice for institutions seeking to modernize their international payment operations while minimizing friction.

If Ripple’s collaboration through PaymentSafe achieves broad acceptance among SWIFT-connected institutions, it could significantly boost XRP’s utility and visibility in the global payments landscape. Given that SWIFT processes transactions between more than 11,000 institutions worldwide, any meaningful integration could have far-reaching consequences for XRP’s adoption and valuation.